Investing a fixed amount every month, rather than a lump sum, is one of the most common ways to build long-term savings. This calculator projects the future value of a monthly SIP investment based on an expected return rate and time period, showing how much of the final number is your own money versus investment growth.
How to use the sip calculator tool
- 1
Enter your monthly investment
The fixed amount you plan to invest each month.
- 2
Set an expected return rate
The estimated annual return percentage.
- 3
Enter the time period
How many years you plan to keep investing.
Common use cases
Plan a retirement investment
See how a fixed monthly investment could grow over a long time horizon.
Compare different monthly amounts
See the future value difference between investing $100 vs $300 per month.
Set an investment goal
Try different rates and durations to see what it takes to reach a target future value.
Frequently asked questions
A Systematic Investment Plan — investing a fixed amount at regular intervals (usually monthly) rather than a lump sum, commonly used with mutual funds.